Resources

  • Insights and FMFS News
    INSIGHTS
    If you would like to subscribe to Insights at an annual subscription fee of $110 (including GST) please contact us via the Contact Form and we will assist you with your subscription request.
    Insights is a quarterly publication which provides commentary and research on investment and macro themes as well as aiming to enhance investors understanding of the complexity of investing.
    A Paid Subscription to INSIGHTS will also entitle you to receive other communications such as Curated Articles, FMFS News and Budget Updates.
    FMFS NEWS
    FMFS News is a quarterly publication that we produce as a way to communicate current financial themes and news.
    Please go to the Contact Form to subscribe for no cost to FMFS News.
  • Compliance
    Website conditions of use
    Information provided on this Web Site is general in nature and does not constitute financial advice. While all reasonable care has been taken in providing this information, unless expressly stated, it should not be construed as being specific to your investment objectives, financial situation or particular needs.

    We will endeavour to update the Web Site as soon as practicable after changes. However, information can change without notice and we do not guarantee the accuracy of information on the Web Site, including information provided by third parties, at any particular time.

    This information is prepared for residents of Australia only.

    Unless otherwise specified, copyright of information provided on this Web Site is owned by FM Financial Solutions. You may not alter or modify this information in any way, including removing this copyright notice.
    This Web Site does not offer securities or other financial products, nor does it invite subscriptions for securities or other financial products to any person outside Australia. We do not guarantee the repayment of capital or any particular return from, or any increase in, the value of any products unless otherwise expressly agreed. Further, we disclaim any liability for loss, damage, cost or other expense which you may incur as a result of any information provided on this Web Site, to the extent that such liability is not excluded by law.
    For a copy of our Financial Services Guide (FSG) please request one at the following link: Contact Us - Financial Services Guide
    Privacy
    FM Financial Solutions (ABN 87 108 527 617) has an Australian Financial Services Licence (AFSL - number 327 277) issued by ASIC.

    What does privacy mean for me?
    Privacy is important to us and to our clients. The privacy laws ensure that you understand:
    • we maintain a record of your personal information,
    • how we use your information, and
    • to whom we may disclose your information.

    In addition it reinforces our commitment to keeping your information up to date and secure.


    What types of personal information about me does FM Financial Solutions hold?

    We collect and hold information about you that is both relevant and necessary in order for us to provide you with financial advice and services.

    The information we hold depends on the services provided and may include information about your identity, personal objectives, financial position, health, lifestyle and financial plan.

    We will always endeavour to obtain your information directly from you, however with your written authority will also seek information from other sources to ensure that our records are complete and accurate.

    Any personal information we hold about you will be securely stored either in hard copy or on computer hard drive.

    How does FM Financial Solutions use my personal information?
    Our primary purpose in collecting your personal information is to understand your financial and lifestyle goals and provide you with appropriate financial advice.

    Your information is used to develop a financial plan, which aims to increase the certainty that you will bridge the gap between where you are now and where you would like to be.

    If at any time, we may need to appoint another financial adviser, within the Licensee to manage your financial needs and services. You will be advised of any change to your financial adviser in writing. Your new adviser will be provided access to your information.

    We may also use your information to bring to your attention other strategies, services or products that maybe relevant to your financial plan.

    Who does FM Financial Solutions disclose my personal information to?
    Your information is only disclosed to other parties as are necessary for us to provide our services to you. Other parties may include fund managers, life companies, other Licensees and related parties, your accountant, lawyer or mortgage broker and our client management system (CRM) software provider. In addition, we will disclose your information where we are required to by law.

    We will not pass your information to other parties for any purposes other than those for which you have been informed.

    How do I get access to the personal information FM Financial Solutions holds about me?
    You may request access to the information we hold about you by contacting your financial planner or FM Financial Solutions directly. Upon receipt of your request we will endeavour to service your request as fully and as quickly as possible.

    In some circumstances access to your information or parts thereof may not be possible. If this is the case we will inform you as to why and, where practicable, make alternative arrangements.

    Depending on the requirements a fee may be charged to service requests.

    How do I make a complaint?
    If you are not satisfied with our privacy arrangements, please contact your financial planner who will seek to resolve your concerns within three working days. If this is not possible, you will be referred the Licensee.

    If you are not satisfied with the Licensee response to your complaint, you may contact:

    Director of Compliance
    Office of the Australian Information Commissioner
    GPO Box 5218
    SYDNEY NSW 1042
    Fax: 2 9284 9666
    Phone: 1300 363 992
    Email: [email protected]
FM Financial Solutions P/L

Suite 2.12, 55 Miller Street
PYRMONT NSW 2009


PHONE: 02 – 9518 7822
AFSL: 327 277 ABN: 87 108 527 617